CrossVal

Meet your
AI Accountant
Built with high-performing
finance teams

CBUAE-aligned · FTA-aligned · Trusted by 1,000+ businesses

+ many more

Trusted by 1,000+ businesses across the UAE and KSA.

Finance teams deserve
a system of action

01AI Bookkeeping

Two-minute bank connect, then nothing zen.

Connect your bank and watch CrossVal categorize every transaction, match receipts, and reconcile in the background. Month-end becomes delightful.

CrossVal bank feed reconciliation queue showing AI auto-categorization
02Filing

FTA-ready filing, in one click

Our AI agent posts your quarterly VAT, annual Corporate Tax, all prepared in your FTA format and account. CrossVal flags edge cases, drafts the return, and submits only after you approve.

CrossVal VAT return draft with FTA-format export
03Reporting

A board pack, always ready when you need one.

P&L, cash flow, and balance sheet, CoA, all maintained in real time. Share a live dashboard with your investors, or export to their format in two clicks.

CrossVal live investor dashboard with P&L and cash flow
04Support

A certified accountant, with you in 4 hours.

Real humans on call by Slack, email, or phone, answered within four hours. Guaranteed. You never have to figure out the tricky parts alone.

CrossVal inline chat with a certified accountant

Built for how yourbusiness actually works.

Digital banking

A business account open in 48 hours via Emirates Development Bank (EDB), earning 3.25% APY on your balance (rate as of June 2026). More banking partners coming. No branch visits.

Banking via EDB and CBUAE-regulated partners. CrossVal is not a bank.

AI Bookkeeping and tax

VAT, Corporate Tax, AI bookkeeping - done for you, always compliant. Your team spends time on growth, not spreadsheets.

VAT & Corporate Tax filings in FTA-aligned format

Invoicing and payments

Send compliant invoices, take payments, and reconcile - all on autopilot. Get paid faster with zero manual work.

UAE e-invoicing & FTA tax invoice formats

Access working capital

Your numbers unlock funding. Tap into credit when you need it, backed by the real-time data CrossVal already has on you.

Credit facilitated through licensed UAE lending partners. CrossVal is not a bank.

Reporting and board packs

P&L, cash flow, and balance sheet maintained in real time. Share a live dashboard with investors or export to their format in two clicks.

Investor-ready financials, always current

WhatsApp AI

CrossVal on WhatsApp is like an accountant in your pocket. Send it your books in simple English and get answers in seconds.

Your accountant, in your pocket

CrossVal is a financial technology company, not a bank. Banking services are provided through our network of CBUAE-regulated banking partners.

The work, done.
At scale.

Save hours every week.

Stop categorising transactions, matching receipts and reconciling by hand.

Transactions92% matched
  • Emirates NBD transfer

    Auto-categorised

    −AED 120
  • Adobe Creative Cloud

    Auto-categorised

    −AED 189
  • Client wire · Acme LLC

    Needs match

    +AED 24.5k
  • Etisalat business

    Auto-categorised

    −AED 890

Reconciliation

3 left · close books in minutes

Stay ready for every VAT deadline.

Returns stay prepared in FTA format before the deadline hits.

VAT returns status

Latest submitted

Q1 2026

Filed 18 Apr

AED 18.4k

Next due

Q2 2026

Due 28 Jul

AED 21.2k

Return draft 72% ready

FTA format

Submitted early

14 days until next deadline

Numbers you can trust.

Board packs and investor updates always pull from live books.

Revenue vs Profit

Revenue

AED 147k

↑ 24.8%

Profit

AED 58k

↑ 18.6%
Apr 26May 26Jun 26Jul 26Aug 26Sep 26
RevenueProfitLater months show projected zeros until actuals land.

Board pack

Jul actuals

+24.8% MoM

Automation that runs itself.

Journals, categorisation and recurring workflows post in the background.

Journal entries
  • JE-1042Monthly depreciationAuto
  • JE-1041Payroll accrualAuto
  • JE-1040Revenue recognitionAuto
  • JE-1039Prepaid amortisationAuto
Month-end checklist3 / 4
  • Bank statement uploaded
  • Transactions matched
  • Recurring journals posted
  • Month-end reports

Why finance teams switch to CrossVal.

Every company had a different setup. The frustrations were surprisingly similar.

Stopped stressful quarter ends.

VAT season used to mean exports, spreadsheets and last-minute calls with our accountant. With CrossVal, the return is filed in the right FTA format and the team gets on with work.

Finance Lead · CAFU

Switched from legacy cloud accounting.

FTA ReadyAutomated Workflow

Gross margin up 33%.

Reporting meant multiple spreadsheets, erroneous data and delays. Today, Yellow has a real-time dashboard with reliable numbers, and gross margin is up 33%.

Head of Finance · Yellow

Switched from a generic accounting platform.

ReportingProfitability

Our finance caught up with our business.

The old system worked when we were a small team. As we grew, reporting and corporate tax became harder to manage. CrossVal fit the business we had become.

Operations Lead · Roots

Switched from a starter accounting tool.

ReportingCorporate Tax

Built for the books
that can't afford a leak.

Your financial data is yours. Protected by infrastructure your auditors recognise and your team never thinks about.

CrossVal security architecture: encrypted data flow with per-customer key isolation across UAE and KSA regions

We never train on your data

Your books, transactions, and documents are yours. We do not use them to train models, ours or anyone else's.

Encrypted, end to end

AES-256 at rest. TLS 1.3 in transit. Per-customer key isolation.

Region-resident, by default

UAE customer data stays in the UAE region. KSA stays in KSA. Residency is a setting, not a special request.

Audit-ready, always

Immutable audit log on every action. One-click exports for FTA reviews and Big Four engagements.

Infrastructure we run on

SOC 2 Type II certified infrastructureISO 27001 certified infrastructureGDPRFTA-alignedCBUAE-aligned partners

A new era
of accounting
starts here.

Books, tax, and reports. Done. From your first invoice to your next funding round.