Trusted by 1,000+ businesses across the UAE and KSA.
Finance teams deserve a system of action
01AI Bookkeeping
Two-minute bank connect, then nothing zen.
Connect your bank and watch CrossVal categorize every transaction, match receipts, and reconcile in the background. Month-end becomes delightful.
02Filing
FTA-ready filing, in one click
Our AI agent posts your quarterly VAT, annual Corporate Tax, all prepared in your FTA format and account. CrossVal flags edge cases, drafts the return, and submits only after you approve.
03Reporting
A board pack, always ready when you need one.
P&L, cash flow, and balance sheet, CoA, all maintained in real time. Share a live dashboard with your investors, or export to their format in two clicks.
04Support
A certified accountant, with you in 4 hours.
Real humans on call by Slack, email, or phone, answered within four hours. Guaranteed. You never have to figure out the tricky parts alone.
01AI Bookkeeping
Two-minute bank connect, then nothing zen.
Connect your bank and watch CrossVal categorize every transaction, match receipts, and reconcile in the background. Month-end becomes delightful.
02Filing
FTA-ready filing, in one click
Our AI agent posts your quarterly VAT, annual Corporate Tax, all prepared in your FTA format and account. CrossVal flags edge cases, drafts the return, and submits only after you approve.
03Reporting
A board pack, always ready when you need one.
P&L, cash flow, and balance sheet, CoA, all maintained in real time. Share a live dashboard with your investors, or export to their format in two clicks.
04Support
A certified accountant, with you in 4 hours.
Real humans on call by Slack, email, or phone, answered within four hours. Guaranteed. You never have to figure out the tricky parts alone.
Built for how yourbusiness actually works.
Digital banking
A business account open in 48 hours via Emirates Development Bank (EDB), earning 3.25% APY on your balance (rate as of June 2026). More banking partners coming. No branch visits.
Banking via EDB and CBUAE-regulated partners. CrossVal is not a bank.
AI Bookkeeping and tax
VAT, Corporate Tax, AI bookkeeping - done for you, always compliant. Your team spends time on growth, not spreadsheets.
VAT & Corporate Tax filings in FTA-aligned format
Invoicing and payments
Send compliant invoices, take payments, and reconcile - all on autopilot. Get paid faster with zero manual work.
UAE e-invoicing & FTA tax invoice formats
Access working capital
Your numbers unlock funding. Tap into credit when you need it, backed by the real-time data CrossVal already has on you.
Credit facilitated through licensed UAE lending partners. CrossVal is not a bank.
Reporting and board packs
P&L, cash flow, and balance sheet maintained in real time. Share a live dashboard with investors or export to their format in two clicks.
Investor-ready financials, always current
WhatsApp AI
CrossVal on WhatsApp is like an accountant in your pocket. Send it your books in simple English and get answers in seconds.
Your accountant, in your pocket
CrossVal is a financial technology company, not a bank. Banking services are provided through our network of CBUAE-regulated banking partners.
The work, done. At scale.
Save hours every week.
Stop categorising transactions, matching receipts and reconciling by hand.
Transactions92% matched
Emirates NBD transfer
Auto-categorised
−AED 120
Adobe Creative Cloud
Auto-categorised
−AED 189
Client wire · Acme LLC
Needs match
+AED 24.5k
Etisalat business
Auto-categorised
−AED 890
Reconciliation
3 left · close books in minutes
Auto
Stay ready for every VAT deadline.
Returns stay prepared in FTA format before the deadline hits.
VAT returns status
Latest submitted
Q1 2026
Filed 18 Apr
AED 18.4k
Next due
Q2 2026
Due 28 Jul
AED 21.2k
Return draft 72% ready
FTA format
Submitted early
14 days until next deadline
Numbers you can trust.
Board packs and investor updates always pull from live books.
Revenue vs Profit
Revenue
AED 147k
↑ 24.8%
Profit
AED 58k
↑ 18.6%
Apr 26May 26Jun 26Jul 26Aug 26Sep 26
RevenueProfitLater months show projected zeros until actuals land.
Board pack
Jul actuals
+24.8% MoM
Automation that runs itself.
Journals, categorisation and recurring workflows post in the background.
Journal entries
JE-1042Monthly depreciationAuto
JE-1041Payroll accrualAuto
JE-1040Revenue recognitionAuto
JE-1039Prepaid amortisationAuto
Month-end checklist3 / 4
✓Bank statement uploaded
✓Transactions matched
✓Recurring journals posted
✓Month-end reports
Why finance teams switch to CrossVal.
Every company had a different setup. The frustrations were surprisingly similar.
Stopped stressful quarter ends.
“VAT season used to mean exports, spreadsheets and last-minute calls with our accountant. With CrossVal, the return is filed in the right FTA format and the team gets on with work.”
Finance Lead · CAFU
Switched from legacy cloud accounting.
FTA Ready·Automated Workflow
Gross margin up 33%.
“Reporting meant multiple spreadsheets, erroneous data and delays. Today, Yellow has a real-time dashboard with reliable numbers, and gross margin is up 33%.”
Head of Finance · Yellow
Switched from a generic accounting platform.
Reporting·Profitability
Our finance caught up with our business.
“The old system worked when we were a small team. As we grew, reporting and corporate tax became harder to manage. CrossVal fit the business we had become.”
Operations Lead · Roots
Switched from a starter accounting tool.
Reporting·Corporate Tax
Built for the books that can't afford a leak.
Your financial data is yours. Protected by infrastructure your auditors recognise and your team never thinks about.
Bank Transactions
We never train on your data
Your books, transactions, and documents are yours. We do not use them to train models, ours or anyone else's.
Encrypted, end to end
AES-256 at rest. TLS 1.3 in transit. Per-customer key isolation.
Region-resident, by default
UAE customer data stays in the UAE region. KSA stays in KSA. Residency is a setting, not a special request.
Audit-ready, always
Immutable audit log on every action. One-click exports for FTA reviews and Big Four engagements.
Infrastructure we run on
SOC 2 Type II certified infrastructureISO 27001 certified infrastructureGDPRFTA-alignedCBUAE-aligned partners
A new era of accounting starts here.
Books, tax, and reports. Done. From your first invoice to your next funding round.